Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations.
Subaru BRZ car insurance at a glance:
- Average annual cost of auto insurance for a 30-year-old driver: $2,309
- Most affordable insurance companies for Subaru BRZ insurance:
- USAA, Geico and Nationwide
- Cheapest state for BRZ insurance: Maine
- Most expensive state for BRZ insurance: Michigan
The Forbes Wheels team has judged the Subaru BRZ to be worthy of your consideration if you are in the market for a sports car under $30,000. While the plastic interior materials might feel a bit cheap, that doesn’t mean you should skimp on good car insurance. Here we look at average insurance costs for a Subaru BRZ.
Subaru BRZ Insurance Costs by Company
Subaru BRZ owners could save hundreds of dollars per year by comparing car insurance quotes. Among the large insurance companies we looked at, USAA offers the cheapest car insurance for a Subaru BRZ. If you are not eligible for USAA car insurance as a military member, veteran or family member, Geico and Nationwide are the next cheapest options in our analysis.
Related: The best car insurance companies
Subaru BRZ Insurance Costs by State
State variations in Subaru BRZ insurance costs are due to state regulations, past claims in the state, medical costs, repair costs and more. Michigan is the most expensive state for Subaru BRZ insurance.
Cost of Insurance for a Subaru BRZ Based on Driver Age
The cheapest age for insuring a Subaru BRZ is age 60, according to Forbes Advisor’s analysis of rates.
The most expensive age to insure a BRZ is age 20 and under. Two decades later, at age 40, the Subaru BRZ insurance cost is 52% cheaper.
Women and men pay about the same to insure a BRZ, regardless of age. For example, 40-year-old women drivers pay only $9 less per year than 40-year-old men.
Several factors go into determining your car insurance rate, such as your driving record, where you live, car type and intended use (i.e., personal versus business), credit-based insurance score, claims history, any recent lapse in coverage, and the type and amount of insurance coverage chosen.
Related: 9 Factors That Affect Your Car Insurance Rates
Subaru BRZ Car Insurance vs Similar Cars
If you’re shopping for a BRZ, you might also be looking at a Hyundai Veloster, Mazda MX-5 Miata Sport or Toyota GR86. Among these models, the Mazda is the cheapest to insure (28% cheaper than the BRZ). The GR86 costs 46% more to insure than the BRZ. Insurance should be a factor in your car-buying decision among these cars.
How to Save Money on Subaru BRZ Car Insurance
Here are a few tips to lower your car insurance costs:
- Compare insurance prices. Not all insurers price their policies the same for a Subaru BRZ. The best way to find a good price is to compare car insurance quotes from several different insurers.
- Ask for discounts. There are more than a dozen types of common car insurance discounts that you may qualify for.
- Buy the right amount of car insurance. While you don’t want to be underinsured, you also don’t want to overpay for coverage you don’t need. Here is a guide to determining how much car insurance you need.
- Choose a higher deductible. Generally, the higher your car insurance deductible, the less you will pay in premiums. Common deductible amounts range from $100 to $1,000 (or higher).
- Maintain good credit. Most insurers use credit-based insurance scores as a cost factor (in the 46 states where this practice is allowed). But not all companies weigh credit the same, which is why it’s crucial to shop around for the best prices.
- Track your good driving habits. Most insurance companies offer a usage-based insurance program, which tracks driving habits (like speeding or distracted driving) and rewards good drivers with discounts.
Related: Subaru BRZ review
Best Car Insurance Companies 2022
With so many choices for car insurance companies, it can be hard to know where to start to find the right car insurance. We’ve evaluated insurers to find the best car insurance companies, so you don’t have to.
Methodology
Rates are based on drivers with a clean record with $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability, uninsured motorist coverage and any other coverage required in a state. The rate also includes collision and comprehensive coverage with a $500 deductible. Rates are from Quadrant Information Services as of June 2022.
Subaru BRZ Car Insurance Cost 2022 – Forbes Advisor & Latest News Update
Subaru BRZ Car Insurance Cost 2022 – Forbes Advisor & More Live News
All this news that I have made and shared for you people, you will like it very much and in it we keep bringing topics for you people like every time so that you keep getting news information like trending topics and you It is our goal to be able to get
all kinds of news without going through us so that we can reach you the latest and best news for free so that you can move ahead further by getting the information of that news together with you. Later on, we will continue
to give information about more today world news update types of latest news through posts on our website so that you always keep moving forward in that news and whatever kind of information will be there, it will definitely be conveyed to you people.
Subaru BRZ Car Insurance Cost 2022 – Forbes Advisor & More News Today
All this news that I have brought up to you or will be the most different and best news that you people are not going to get anywhere, along with the information Trending News, Breaking News, Health News, Science News, Sports News, Entertainment News, Technology News, Business News, World News of this made available to all of you so that you are always connected with the news, stay ahead in the matter and keep getting today news all types of news for free till today so that you can get the news by getting it. Always take two steps forward
Credit Goes To News Website – This Original Content Owner News Website . This Is Not My Content So If You Want To Read Original Content You Can Follow Below Links